Life is a gamble. Sometimes you win but eventually you will lose if given enough time. The cost sometimes out weighs the risks and you will need to be prepared if your gamble doesn't pay off. You need to be prepared for the consequences and accept the fact that your attempt to beat nature has failed.
For a decade and a half my gamble with nature has finally resulted in a big loss. There have been minor setbacks over the years but nature has finally won the battle. A recent storm has damaged my bug-out retreat beyond repair. Having lost more than sixty percent of the roof and close to 100 percent of the contents due to heavy rains that accompanied the storm, there is little left to do other than a salvage operation.
The overall dollar value of the place was fairly insignificant but is still hard to accept. Realizing that the cost of insurance would have been way more than the structure was actually worth, a decision was made to save the extra cost and take a chance. The cost of insurance would have doubled the cost of the structure and now the place is just an uninsured loss.
All my time and savings will now have to be focused on replacing the damaged structure and restoring my bug-out retreat to a usable state. Even though it wasn't a huge investment, it is still hard to accept the consequences of my actions by gambling with nature.
Got uninsured loss?
Staying above the water line!